Individual

Family

Short Term

Our Mission

At Cover Care Insurance, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.

Coverage

Crafting extraordinary events tailored to your unique vision.

Term Life Insurance

Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.

Whole Life Insurance

Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.

Universal Life Insurance

Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.

Final Expense Insurance

Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.

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Testimonials

Maria Jones

"I’ve had a great experience with Cover Care here in Texas. Signing up was easy, and they explained everything clearly. My doctor visits and prescriptions have been covered without any problems. Customer service is always helpful and friendly. I'm really happy with my plan!"

Stephanie Cox

"Cover Care has been amazing! I was nervous about picking health insurance, but they made it super easy. I found a plan that fits my budget, and their customer service is always kind and helpful. Highly recommend."

Raul Moller

"Living in Texas, it's important to have good coverage, and Cover Cares delivers. They approved my appointments quickly and explained all the costs up front. I feel taken care of, and that’s what matters most."

Frequently Asked Questions

Common Questions Answered for your convenience.

What’s the difference between HMO and PPO plans?

HMO (Health Maintenance Organization): You must choose a primary care doctor and need referrals to see specialists. It’s usually more affordable.

PPO (Preferred Provider Organization): You can see any doctor without a referral, even outside the network, but it may cost more.

What does a health insurance plan typically cover?

  • Doctor visits

  • Hospital stays

  • Emergency care

  • Prescription drugs

  • Preventive care (like vaccines and screenings)

  • Mental health services

How much does health insurance cost?

Costs vary by plan and coverage level. You’ll usually pay:

  • A monthly premium

  • A deductible (amount you pay before coverage kicks in)

  • Copays or coinsurance (your share of costs for services)

Can I get help paying for insurance?

Yes! You may qualify for subsidies (financial help) through the Health Insurance Marketplace based on your income and household size.

What’s the Open Enrollment Period?

Open Enrollment is the time each year when you can sign up for or change your health insurance plan. It usually runs from November 1 to January 15.

Can I get insurance outside of Open Enrollment?

Yes, if you have a qualifying life event, like losing other coverage, getting married, or having a baby, you may qualify for a Special Enrollment Period.